Decision tools
Plan the conversation before you pick up the phone.
These tools are designed to reduce uncertainty: model the numbers, compare the structure, prepare the evidence, then ask better questions. They run in your browser and do not run a credit search.
Repayment calculator
Model asset price, deposit, term, rate and balloon together. See monthly payment, amount financed and total repayable.
Use this tool →02Hire purchase vs lease
Compare two real proposals on total paid, fees and the value you still hold at the end—not just the monthly number.
Use this tool →03Refinance estimator
Use an estimated market value and outstanding balance to understand a broad, illustrative cash-release range.
Use this tool →04Application preparation
Build a profile-aware list of likely early information and conditional documents, with a reason for each item.
Use this tool →05Readiness assessment
Work through six practical questions and get a strengths-and-gaps report before you speak to a broker.
Use this tool →06Searchable glossary
Translate the terms in a proposal into plain English, with the question worth asking next.
Use this tool →A sensible order
Start with the repayment calculator if you are working from a budget. Use the comparison tool when you have proposals. Use the checklist and readiness assessment before an enquiry. The glossary is there whenever the wording becomes unclear.
Ready to fund your next asset?
Two minutes to share the details. No credit search from this website. A broker replies during opening hours.