Skip to main content
assetfinanceco

About & brokers

A brokerage built around conversations, not call queues.

Asset Finance Co helps UK businesses secure the vehicles, plant and equipment they need — with a named broker who understands the deal from first enquiry to completion.

Who operates Asset Finance Co

Meet the brokers behind the service.

Asset Finance Co is a trading style of Vernova Finance Ltd, an independent asset-finance brokerage and not a lender. Gulshan Khan and Elliot Wilson are the commercial brokers behind the service. They support business-finance enquiries and help customers understand the information and structures involved.

Gulshan Khan, Director, Vernova Finance Ltd

Gulshan Khan

Director, Vernova Finance Ltd

Gulshan focuses on understanding the proposed asset, the business requirement and the information needed for a useful asset-finance conversation. Provider availability, agreement terms and outcomes remain subject to the relevant provider and customer circumstances.

Experience

More than 20 years of relevant commercial-finance experience

Profile last reviewed: 8 August 2026

Elliot Wilson, Director, Vernova Finance Ltd

Elliot Wilson

Director, Vernova Finance Ltd

Elliot covers discussions about vehicles, machinery and equipment, the information typically needed for a finance enquiry and the differences between possible agreement structures. Provider decisions, pricing and agreements remain subject to the relevant provider and customer circumstances.

Experience

More than a decade in the asset-finance industry

Profile last reviewed: 8 August 2026

Independent

We are not tied to a single lender, so we can approach providers best suited to your asset, sector and circumstances.

Regulated

Vernova Finance Ltd t/a Asset Finance Co is an Appointed Representative of AFS Compliance Limited, FCA FRN 625035.

Transparent

We receive commission from lenders and explain how that works before you commit.

How we work

A clear route from first message to funded asset.

1

Listen first

We start with the asset, supplier, intended use and the business reason behind the purchase. That context is more useful than sending a generic application to every lender.

2

Compare the structure

We can discuss hire purchase, finance lease, refinance, sale and leaseback and other commercial routes where relevant. Ownership, VAT, term, cash flow and end-of-term choices all matter.

3

Prepare the evidence

We tell you what information is actually useful for the proposed deal: supplier details, asset specification, trading information, bank statements or a short explanation of unusual circumstances.

4

Keep you informed

We explain what is indicative, what still needs checking and when a credit search or formal lender application may be involved. An enquiry through this website is not an approval.

What we do not do

A broker is not the lender.

Asset Finance Co introduces businesses to finance providers. We do not make the credit decision, guarantee approval, provide independent financial advice or replace your accountant, tax adviser or solicitor. The provider sets the final terms after assessing the proposal and your circumstances.

Service standards

Useful answers, not pressure.

  • • A named broker and direct contact through phone, email or WhatsApp.
  • • Plain-English explanations of cost, ownership, security and payment obligations.
  • • Clear distinction between an enquiry, an illustration and a formal finance agreement.
  • • Transparent commission and regulatory information before you commit.

Why businesses contact us

A new vehicle or fleet

Start with the number of vehicles, supplier, mileage, delivery date and how the fleet supports the work.

Plant or machinery

Share the specification, condition, hours, supplier and the contract or capacity need behind the purchase.

Cash tied up in assets

Explain which assets are owned, what finance remains and how released capital would support the business.

Ready to fund your next asset?

Two minutes to share the details. No credit search from this website. A broker replies during opening hours.

WhatsApp messageCall 07376 468358