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Estimate your monthly payment.
Move the sliders to see an illustrative repayment. No personal details, no credit search.
Illustrative monthly payment
£1,120
- Amount financed
- £45,000
- Final balloon
- £0
- Fees included
- £0
- Total repayable (inc. deposit)
- £58,752
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Illustration assumes monthly payments in arrears, a nominal reducing-balance rate and asset price excluding VAT. VAT is not financed in this model. Fees are included only when entered. Not an offer of finance.
Example payments
Illustrations at a 9% rate with a 10% deposit, excluding VAT and lender fees.
| Asset | Price | Deposit | Term | Monthly |
|---|---|---|---|---|
| Panel van | £35,000 | £3,500 | 60 months | £654 |
| Panel van + 20% balloon | £35,000 | £3,500 | 60 months | £561 |
| Mini excavator | £60,000 | £6,000 | 48 months | £1,344 |
| Used tractor unit | £85,000 | £8,500 | 60 months | £1,588 |
| CNC machining centre | £150,000 | £15,000 | 60 months | £2,802 |
Longer term
Lowers the monthly payment but increases the total you pay.
Bigger deposit
Lowers both monthly and total cost, as less is borrowed.
Balloon payment
Cuts the monthly by deferring capital — plan for the final sum.